Comments on: Online Auto Insurance Quotes, are they really safe and accurate?

By: Clifford S

Clifford S — Wed, 09 Jun 2010 16:30:59 +0000

Hello Beth,

In order to receive an accurate quote for auto insurance personal information such as address, date of birth, drivers license number, and social security number are required. This is exactly the information identity thieves need to destroy your financial credibility. Another concern is unwanted solicitors contacting you. It is completely unnecessary to receive an accurate quote for your car insurance by submitting this information online. It does indeed make perfect sense to make contact with an insurance agent in person or on the telephone.

When contacting an agent in person or on the phone be sure and ask a few questions of your own, such as, how long they have been in business, and how will they safeguard your personal information. If you don’t like the answers say thanks and hang up. If your reasonably confident with the person your speaking to then proceed. Another benefit of speaking with a "live" agent is your ability to ask questions and receive professional advice.
References :
Auto insurance agent over 20 years.
http://floridaautoplusinsurance.com

By: Nick

Nick — Wed, 09 Jun 2010 15:47:59 +0000

Most insurance companies' websites are secure. It's the local or small insurance co that dont have secure websites and bind coverage for small periods of time. As far as online quotes are concerned if you dont provide a VIN # at the time of quoting, the quote is pretty much a "ball park" figure. Without the VIN, the quote will rate the vehicle as far as statistics are concerned and you as the principal operator. Of course there are MANY factors that come into play when rating is taken into consideration on an auto policy.
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By: Lilly

Lilly — Wed, 09 Jun 2010 14:58:59 +0000

Stick with larger carriers in your state that use an agency distribution system. It's really hard to beat a State Farm or Nationwide policy in the long run.
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By: mbrcatz

mbrcatz — Wed, 09 Jun 2010 14:42:59 +0000

They’re not accurate. As to safe, they harvest your information and sell it as leads to agents.

So it’s not private, either.

If you want an online quote, you can get one at progressive.com, or geico.com, which will be accurate, and the info won’t be sold. But if you go to one that "quotes multiple companies", you’re going to get harvested.
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By: Tom Z

Tom Z — Wed, 09 Jun 2010 14:10:59 +0000

Stick with the major carriers websites. Avoid web sites not associated with a major carrier that offer comparative quotes. The quotes you receive will be estimates and the result will be that the policy will not be issued at the price that was quoted.

You might also look to be sure you are on a secured site. look for "https" in the URL.

I agree about using an agent because he or she can advise you as to what coverages you should select. Price is certainly important but having the proper coverage is too.
References :
35 years insurance industry experience

By: Delmus I

Delmus I — Wed, 09 Jun 2010 13:53:59 +0000

Beth, Try getting an online insurance quote from one of the major insurance providers.
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By: jose l

jose l — Wed, 09 Jun 2010 13:26:59 +0000

you can have your identity riped of an these web sites will even say your identity is safe an confidential but they are not be very careful
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