Archive for the 'car insurance rates' Category

How much are car insurance rates affected by buying a newer model car ? please read :?

Wednesday, June 9th, 2010

OK, I’m on a tight budget ( who isn’t these days , I haven’t purchased a car in 17 years, but am thinking of getting a small , new Hyundai, does anyone KNOW how much that plays into factoring the cost of insurance, I am 59 with an excellent driving record, and [...]

why does car insurance rates go up after manditory insurance laws pass?

Wednesday, June 9th, 2010

the insurance companies promise that passing these laws would always lower them
OK, there have been mandatory insurance laws for YEARS in all states except NH and WI, and if there are new laws there, I haven’t heard about it.
So this isn’t something new – so you can’t say that they go up after the law [...]

Teenager in accident – Car insurance rates?

Wednesday, June 9th, 2010

I was in a car accident yesterday. I hit an open door. The doors dented, and by the hinge its pretty banged up. My car isn’t in the best shape either. How will this affect my insurance rates?
I am 17, and have been driving for a little over a year
I have All State, and live [...]

Does the colour of a car affect insurance rates?

Wednesday, June 9th, 2010

I mean we all know that the obvious differences between certain cars like the engine size and performance, make of car, year of manufacture etc all affects the insurance cost but does the colour make a difference too?
Someone said to me that darker coloured cars like black cost more to insure on that basis than [...]

Annoying dilemma about factoring "age" into car insurance rates?

Wednesday, June 9th, 2010

Okay this is annoying me. My car insurance policy is up for renewal very soon. It is a 6-mo policy. I am currently 24 yrs old but turning 25 literally 7 days after my policy renews. As you might know, generally car insurance rates decrease when you turn 25, because 25 [...]

Why do women get lower car insurance rates?

Wednesday, June 9th, 2010

Is this true? Are women’s car insurance rates lower?
like here:
http://bestquoteus.com/carinsurance/womencarinsurance.html
All of those stupid jokes about women drivers, huh?
Well, according to statistics women do make less claims for accidents – which means that insurers consider them lower risks to insure.
This is true, even when you take into account that women may drive less [...]

How do I find the best car insurance rates?

Wednesday, June 9th, 2010

There are a number of different ins shopping sites, but it is better to go with a good company with reasonable rates than the very cheapest. After an accident is not agood time to find out your ins company sucks. Try USAA (if you have any military in family) Amica, or Progressive. All are [...]

What does your credit paying history got to do with paying higher/lower car insurance rates?

Wednesday, June 9th, 2010

My opinion is that is should have nothing to do with insurance rates. In some states your credit counts but not in all states. In California your credit still does not count and that is the way it should be. If your laws are different then call your lawmakers to [...]

Who has the best car insurance rates in New Jersey?

Wednesday, June 9th, 2010

South Jersey Resident. 26 year old male with a clean driving record.
It used to be NJ Manufacturers (when I lived in NJ) but the ONLY way to get it is if they insure your employer. I know that ADP used to be insured by them & if you work for ADP you can [...]

how LONG wil my car insurance rates go up for ?

Wednesday, June 9th, 2010

if i am involoved in an accident. I understand they will prolly go up, but is there a time limit?
if you weren’t at fault then they won’t go up, if you were the one at fault then the insurance will stay up until the points from it are off your license, here in NC points [...]