Archive for the 'car insurance rates' Category

Where can I get the cheapest car insurance rates for a new driver?

Wednesday, June 9th, 2010

You really have to shop around. Insurance rates will differ by your location, and all insurance companies rate things such as age, driving history, and type of vehicles differently.

The best way to find the cheapest insurance is to get an online insurance quote that will compare all companies in your area and find you [...]

Do car insurance rates go down in the time you have you license even if you don’t have car insurance?

Wednesday, June 9th, 2010

I am going to be a new driver and I am wondering if I just drive my girlfriends car without getting my own insurance if when I drive and get insurance for myself in a couple of years if my rates will be lower. Thank you all for any help.
I am 31 years old [...]

Are Virginia car insurance rates cheaper than Maryland’s?

Wednesday, June 9th, 2010

I live in the DC area and I’m trying to figure out the pros and cons of living in the Virginia or Maryland suburbs. I heard a rumor that if I move to Maryland, my insurance company will jack up the rates. Does that sound right? Why would the rates be higher [...]

AAA raised my car insurance rates because my mom had an accident?

Wednesday, June 9th, 2010

Last year my mom had a car accident, which she was at fault, and AAA raised the rates for all three cars on the same policy. My car was not involved in the accident in any way but they raised my rates by more than $200! My mom called the insurance company and they told [...]

if someone, such as my sister, borrows my car and gets a ticket, will MY car insurance rates go up?

Wednesday, June 9th, 2010

This hasn’t happened yet, but I am afraid it will. Yes, she speeds, but hasn’t gotten caught yet. While she is insured to drive under my parent’s plan, this car and my insurance are on a completely separate plan altogether.
since your sister is on your parents plan, and does not normally drive your car, she [...]

Does having a motorcycle license effect your car insurance rates?

Wednesday, June 9th, 2010

I’ve been looking at taking the course, wondering if theres any other implications I havent considered.
Anyone have some experience with this?
Assume I’ll have my motorcycle endorsement on my license, but not own a motorcycle.
I live in RI, by the way.
Hasn’t affected our policy rates, my husband and I both got our motorcycle licenses 3 years [...]

Will my car insurance rates go up after my first fender bender?

Wednesday, June 9th, 2010

I’m sixteen years old and i got into my first fender bender. I was at fault, but the officer at the scene said that the damage was minor and would probably be less than 400 dollars. However, I was just wondering if my parent’s insurance rate would go up ( I’m under their name) and [...]

What does good grades have to do with car insurance rates?

Wednesday, June 9th, 2010

Isn’t this discrimination based on scholastic achievement?
I agree with 2sweet. And, just to add that it is not fair for those in bad schools with high drop out rates because students have to chance of getting to college. And, its also not fair to poorer people that have to little or [...]

what is average increase in car insurance rates after you get a speeding ticket?

Wednesday, June 9th, 2010

Ausome that this is the persons second ticket and they cannot go to traffic school to erase the ticket
The average increase is approximately 10 % of your car’s total insurance.

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Why do good drivers get better car insurance rates than bad drivers?

Wednesday, June 9th, 2010

It’s not fair. Some people are genetically predisposed to be bad drivers or just don’t care. Why should they be charged more than drivers who do not participate in risky behavior?
The point links to another YA quetioners question and my earlier question on whether healthier people should get a break on their health insurance.
The overwhelming [...]