Archive for the 'insurance' Category

What is the least amount of car insurance I need to have on a car that doesn’t have a loan on it?

Wednesday, June 9th, 2010

I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance’s insurance agent said that I should get insurance now, six months before the wedding, so that once we get married and I get added onto his insurance, I won’t raise his insurance [...]

What is the best health insurance and life insurance policies to go with?

Wednesday, June 9th, 2010

What is the best health insurance and life insurance policies to go with?
I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI [...]

Can insurance companies deny coverage for someone because they have a child with Autism?

Wednesday, June 9th, 2010

My son has autism. I am currently employed and have insurance through my work. I am planning on moving and taking a new job but I am worried that I will not be able to get insurance for my son if I move. If anyone knows anything about this please help.
Thanks,
Randy S.
Short [...]

How does health insurance work – when insurance premium can increase?

Wednesday, June 9th, 2010

If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?
Please advice.
Thanks.
No. The premiums will not go up for that. Usually health insurance is up for renewal once a year and the cost increases at that time, but not just because [...]

What insurance companies cover include gastric bypass or lap band procedures?

Wednesday, June 9th, 2010

The insurance I have through my job (PHCS) has verbally stated that they will not cover ANY weight loss related procedures. My doctor is wanting me to do the lap band procedure so I would like to see about getting my own insurance that will cover the cost. Any suggestions?
Many group policies do cover lap [...]

Why is home insurance limited to each and every different type of disaster?

Wednesday, June 9th, 2010

The home is either livable or NOT livable…it matters NOT what disaster ruined the home..
Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident…. a disaster is a disaster… the home can only be burned, flooded, distroyed by earthquake / tornado / [...]

How exactly does insurance affect our economy?

Wednesday, June 9th, 2010

I understand the basics of insurance. That is the transfer of risk. That insurance companies bet on getting more in premiums than they have to pay out in claims. What I’m trying to understand is, how deeply insurance, our ability to purchase it, affects our economy. Please if you could give me some answers regarding [...]

When I use insurance to fill a prescription does insurance send my prescription information to me in the mail?

Wednesday, June 9th, 2010

I recently filled my prescriptions, and used my insurance (Aetna) to do so, and I was wondering, will my prescription info be sent to me in the mail? Like will I get a bill explaining what they paid? And will it be Itemized? And Can they raise my insurance because of it?
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What insurance companies are available for a 62 person with Diabetes?

Wednesday, June 9th, 2010

62 year old needs health insurance in California. She has type 2 diabetes which has been under control for several years. However, she is ready to retire because no company will hire her.
How can she find health insurance?
Try this site
http://heinsurance.notlong.comĀ 
here you can get quotes from different companies in your area.

addthis_url [...]

What insurance do I need to supply a food product to a store?

Wednesday, June 9th, 2010

I have been told that i need different types of insurance to supply coffee/tea to a store. Somethings that have crossed my path are bonding, liability insurance. Can someone explain this to me please?
any ideas to where i can also get this type of insurance from?
You need General Liability Insurance, including product liability insurance. This [...]