Now that the health care bill has passed, my friend Andy Lubershane (the animator) has made another video about a topic near and dear to my heart: Climate and Energy. Please check it out here: http://www.youtube.com/watch?v=uf7IO3678ng

Animated by Andy Lubershane. More comics at http://www.earthlycomics.blogspot.com

Note: The data in this cartoon is supported by this report: http://www.ourfuture.org/healthcare/hacker, which includes a lot more detail on current proposals for a public option.

Duration : 0:4:38

Technorati Tags: Andy, animation, Bill, Care, cartoon, Health, Lubershane, Option, Payer, public, reform, Single

Duration : 0:6:21

Technorati Tags: analysis, Barack, baucus, Care, Cenk, commentary, commercial, companies, Democrats, documentary, enzi, fines, gang, grassley, grassroots, Health, Healthcare, insurance, lobbyists, mandates, max, mike, news, Obama, Option, outreach, political, Private, public, reform, Republicans, six, the, Turks, Uygur, votes, young

Duration : 0:3:33

Technorati Tags: 2008, Care, debates, Health, insurance, karen, kilroy, mccain, nader, Obama, open, plan, President, rally, ralph, single payer, super, the

Before choosing your next medical health insurance plan, make sure to focus on the benefits, in addition to the costs. You may also want to consider answering the following questions:

a) Does your plan offer assistance in paying for your high deductible and co-insurance costs?

b) Are you choosing a plan primarily based on the costs?

c) If you were involved in a medical emergency, do you have the reserves available to pay the deductible and co-insurance costs?

Understand what benefits you are responsible for paying if a medical emergency was to occur!

Duration : 0:9:25

Technorati Tags: affordable, agent, assurant, bcbs, benefit, Benefits, brisco, buy, california, Care, companies, compare, cost, Coverage, dwight, family, Health, Healthcare, hmo, hsa, individual, insurance, low, major, Medical, online, plan, plans, ppo, Private, quotes, self-employed, short-term, student, supplemental, video

Duration : 0:1:20

Technorati Tags: Care, Health, insurance, providers, video

1. Q: How does an LCO determine which liability policy should be purchased? What percentage of LCOs have the following coverage? $500,000.00, $1,000,000.00 or $2,000,000.00

Answer: Most all carry $2,000,000 the difference in premium is minimal between 1 & 2 million worth of coverage.

2. Q: What is a reasonable rate for a $500,000.00 / $1,000,000 / $2,000,000 liability insurance policy?

Answer: Rates are based either on number of employees or sales. For an operation with 4 employees an approximate premium would be $2500.

3. Q: How much more on average is a $10 million or $20 million dollar liability policy, what percentage of LCOs have this coverage?

Answer: Most lawn care companies dont carry these high limits.

4. Q: What is the average LCO deductible for liability and theft?

Answer: I recommend carrying deductibles of $1,000

5. Q: How does a LCOs business size effect their liability insurance needs?

Answer: The larger the company the better ability we as insurance agents have to market them and get credits for their insurance.

6. Q: Is it a good idea to get your business liability insurance through your homeowners insurance carrier. Why or why not?

Answer: No, it is better to have your liability insurance separate from your homeowners due to the limits on your homeowners.

7. Q: Does snowplowing effect your insurance needs if so how?

Read more on my Lawn Care Business Blog http://lawnchat.com/?p=340

If you are in need of free lawn care marketing material for your lawn care business, please visit our site at http://www.gophersoftware.com. We have hundreds of free lawn care logo, flyer, door hanger and web templates you can download and use for your lawn care business. We also have free lawn care business contracts. Also download our trial version of Gopher Lawn Care Business Software. Gopher will help your lawn care business schedule and invoice more customers in less time, allowing you more time to grow or enjoy your life. Try Gopher Lawn Care Business Software http://www.gophersoftware.com Visit the Gopher Lawn Care Business Forum http://www.gopherforum.com

Duration : 0:7:35

Technorati Tags: business, Care, entrepreneur, forum, GopherHaul, grass, landscaping, lawn, marketing, mower, plowing, snow, software

Duration : 0:6:34

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